WINK Pay - LB

Features WINK Pay - LB

A mobile application with full digital onboarding through E-KYC and instant issuance of a virtual card without the need to have a bank account.Features:1- Digital Onboarding and E-KYC:• Streamlining the account opening process through digital onboarding.• Implementing Electronic Know Your Customer (E-KYC) for enhanced security and convenience.2- No need for a bank account3- Passport and ID verification with face recognition authentication4- Instant Virtual Card Issuance:• Providing users with the ability to generate virtual cards instantly, reducing the wait time for traditional card issuance.5- Physical Card Option:• Offering users the choice to opt for a physical card, catering to those who prefer a tangible payment method.6- P2P Transfer from: • Wink to Wink: Enabling peer-to-peer transfers within the Wink Neo ecosystem, facilitating easy and quick transactions between users.• Wink to Any Card: Allowing users to transfer funds from their Wink account to any traditional debit or credit card.• Wink to IBAN: Supporting transfers to International Bank Account Numbers (IBANs), promoting global accessibility for users.• Wink to Digital Wallet: Enabling users to transfer funds seamlessly to other digital wallets, expanding the range of available financial services.7- Top up:Integrating the capability to top up Wink Pay from cash agents (Whish Money, BoB Finance, Cash United, and MME) and any card adds a valuable layer of flexibility and accessibility to the platform.8- Pay by QR: allows users to make secure payments from the app simply by scanning the QR code on POS machines across a vast network of merchants.9- NFC-embedded Virtual Card:Integrating the latest Near Field Communication (NFC) technology into virtual cards, facilitating contactless transactions for enhanced convenience and security.10- Automated AML checking.